How It Works

One application. Multiple lenders. Human support at every step.

We make it simple to explore your funding options — without the hassle of chasing lenders or navigating confusing forms. At CubeLoan, we believe in transparency, speed, and helping you find the right fit — even if that means being honest when something isn’t a match.

Step-by-Step: How CubeLoan Works

1. Complete One Simple Form

Tell us about your business and what you’re looking to fund.
📋 Takes under 2 minutes
💡 No credit check at this stage
🧩 Tailored to your loan type (e.g. asset finance, invoice, startup)

2. We Match You With Lenders

Using your details, we search our lender network to find best-fit options based on:

Business sector and structure
Loan purpose, amount, and term
Trading history, turnover, and credit profile

You may receive one or multiple offers — or none, depending on your eligibility.

3. Review Offers With Our Support

You’ll receive matched options (if eligible), including rates, terms, and conditions.
Our team is on hand to explain anything you’re unsure about — no pressure, no jargon.

4. Apply, Finalise, and Fund

Choose a lender, complete their checks, and receive funds — sometimes within 24–72 hours.

Important to Know

Not every application results in offers.

Lenders each have their own risk criteria, and sometimes funding can be declined for reasons outside your control — including sector appetite, credit score, or recent financial performance.

That’s why we work with a diverse network of lenders and support you through alternatives if needed.

What Makes CubeLoan Different?

One application → Many lenders
Dedicated human support — from enquiry to funding
Clear communication — no hidden fees or confusing small print
Realistic expectations — if it’s not a fit, we’ll explain why

Who We Help

We work with UK-based small businesses, startups, and property buyers seeking:

£20K–£500K+ in funding
Transparent support through the application process
Fast access to capital — without chasing banks