Working Capital Loans

Keep your business moving — even when cash flow stalls.

Unexpected bills, seasonal dips, or long payment terms shouldn’t stop your business from running smoothly. Our working capital loans help UK SMEs bridge short-term cash gaps and stay on track.

Whether it’s covering payroll, rent, stock, or supplier payments — we’ll connect you with fast, flexible finance built around your business.

What Is a Working Capital Loan?

Working capital loans are short-term funding solutions designed to support day-to-day operational expenses — without requiring collateral or long approval times.

They’re ideal when your cash flow is temporarily stretched, but your business is otherwise healthy and growing.

Why SMEs Use Working Capital Loans:

  • Bridge gaps between invoices
  • Manage seasonal slowdowns
  • Fund urgent costs or opportunities
  • Cover tax bills, supplier orders, or rent

We’ll help you find a lender that understands your industry, cash cycle, and repayment ability.

Key Benefits

✔️ Quick Access to Funds
Apply in minutes. Funds can be available within 24–72 hours.

✔️ Flexible Repayment Terms
Repay daily, weekly, or monthly — we’ll find the terms that work for your business.

✔️ Unsecured Options Available
Many lenders don’t require property or assets as security.

✔️ Tailored to Your Cash Flow
We match you with offers that won’t overburden your day-to-day operations.

Who This Is For

We work with limited companies, LLPs, and sole traders across logistics, warehousing, trade, retail, and more — especially:

  • Businesses facing temporary cash flow dips
  • Companies waiting on invoice payments
  • Seasonal operations preparing for peak periods

Loan amounts: £20K–£500K
Terms: 3 to 24 months
Eligibility: 1+ year trading, £100K+ turnover

How It Works

  1. Apply Online (in under 2 minutes)
    Quick form. No impact on your credit file.
  2. We Search the Market
    We compare offers from dozens of UK lenders.
  3. Get Matched & Advised
    We help you choose the best deal — no pressure, no jargon.
  4. Get Funded Fast
    Funds land in your account as soon as the same day.